Lesson #25 : 10 Things You Should Know About Personal Loans
Personal finance can be a confusing topic. So here we break down the 10 key things you need to know …
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Month: March 2021
Lesson #24: The Debt Validation Process
The first step before ever paying or disputing a debt is to VALIDATE it. Why? By Law, you have the …
Lesson #23 : Top 25 Credit Card Tips
1. Keep Your Credit Utilization Low Don’t max out your line of credit. Carrying high balances in relation to the …
Lesson #22 : How to Apply for a Credit Card So You’ll Get Approved
Applying for a credit card is as simple as entering your information into an online form and clicking “submit.” But …
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Lesson #21: Removing medical collections from your credit report
Any account in collections is going to negatively impact your credit score. Medical collections can be especially difficult to remove …
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Lesson #20: What to do if you find unauthorized inquiries on your credit report
If you have ever reviewed your credit report and seen inquires but you either don’t remember this company or believe …
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Lesson #19: 5 things a debt collector can’t legally do
Debt collectors are not fun to deal with. They may have a naturally intimidating presence, or may simply remind us …
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Lesson #18: How Does Voluntary Auto Repossession Affect Your Credit?
You might think that voluntary auto repossession is better for your credit than having the situation forced on you. Unfortunately, …
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Lesson #17: How to Clean Up ChexSystems Records
By now, you probably know that you have a credit report and a score. Those reports are generated by one …
Lesson #16 : Why Your Credit Score Is Different Depending On Where You Look?
When you check your credit score, you may be wondering why your credit score is different depending on where you …
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