/Credit Health

Freezing your credit is now free effective immediately in all states under a new federal law.

2018-09-21T13:11:09+00:00September 21st, 2018|Credit Health, Credit Improvement, Credit scores, credit reports, Lifestyle - Credit & Debt, Lifestyle - Identity Theft, Sypreme Talks|

Hello warriors we have some great news to share! Credit freezes and unfreezes with the three major credit bureaus is

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Credit Score Influence of High Utilization on One Single Card and Statement Balance on Many Cards

2018-09-18T13:46:50+00:00September 20th, 2018|David's Class Room, Maintaining Credit|

It is very easy to see that more credit cards with balance statement will not cause too much influence. Even if you have been influenced by new accounts reported at the same time, you will only lose several credit scores in total. Certainly, only less than half of credit cards have balance statements in my test.

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Free Experian FICO score: Credit Scorecard by Discover

2018-09-18T13:35:57+00:00September 18th, 2018|Beginner's Guide, Credit Score 101, David's Class Room|

Based on these advantages, I strongly recommend all readers to register for it: https://www.creditscorecard.com/registration, and use that score to report data points! This website is a independent website from Discover, you can’t use your username and password for Discover credit cards to login, you need to register first.

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