Congratulations! You’ve been pre-approved for a mortgage loan on your dream home. You made it past many hurdles, but be …
Lesson #75 : 7 Mistakes to Avoid After Mortgage Pre-Approval Read More »
Certain minimum scoring criteria must be met in order for a FICO® Score to be generated, which likely explains why …
Lesson #74 : Why is my FICO/Vantage Score Unavailable? Read More »
And just so you know, in Jan of 2017 The Consumer Financial Protection Bureau ordered TransUnion and Equifax to pay …
Lesson #72 : Where Do I Get My Credit Score from? Read More »
Everyone should have an account with the Discover Credit Scorecard is provided by Discover Bank. Its a FREE FICO8 Experian. …
Discover Credit Scorecard is provided by Discover Bank for a FREE FICO Read More »
Fixing bad credit will take time. But following a ‘credit gardening’ plan can make the journey simpler When it …
Lesson #71 : Credit gardening: Sow the seeds for a great score Read More »
There are two basic reasons not to file your dispute for credit reporting errors online. First, there is no paper …
Lesson #65 : Why shouldn’t you file a dispute online? Read More »
If your credit card comes with a credit limit—the maximum amount you can spend on your card—you’ll want to keep …
Lesson #63 : What It Means to Max Out Your Credit Card Read More »
What Is the Bankruptcy Reform Act? The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 essentially mandates that if …
Lesson #62 : Bankruptcy Reform: The Impact on Consumer Credit Reports Read More »
You may have heard that a hard inquiry can hurt your credit score. But you may not be sure what …
In many ways, a credit report is a lot like a living thing: It grows and strengthens over time, and …
Lesson #59 : How Long Do Things Stay On Your Credit Report? Read More »