Congratulations! You’ve been pre-approved for a mortgage loan on your dream home. You made it past many hurdles, but be …
Lesson #75 : 7 Mistakes to Avoid After Mortgage Pre-Approval Read More »
And just so you know, in Jan of 2017 The Consumer Financial Protection Bureau ordered TransUnion and Equifax to pay …
Lesson #72 : Where Do I Get My Credit Score from? Read More »
Everyone must have received some letters from your mailbox, like “You’re pre-selected to XXX card”, and some of you may …
Lesson #66 : What Exactly Is Pre-Approved Offer? Read More »
Damaged or bad credit will limit your credit card options. But there is a path to rebuilding your credit, and …
There’s a misconception that consumers start at the bottom of the credit ladder and move their way up. There can …
1. The Scoring Models Are Different FICO bases its credit scoring models on credit reports belonging to millions of anonymous …
Lesson #47 : FICO Vs VANTAGE: In other words what do they score on? Read More »
It might unnerve you a bit to think of your credit as a game. While it’s true that your credit …
Lesson #45 : 5 Tips for Winning the Credit Utilization Game Read More »
There isn’t an exact number that works for everyone — instead, the best number of credit card accounts to have …
If you’ve just started building your credit, it may feel like a catch-22: It’s tough to get credit without already …
Lesson #43 : Revolving Lines of Credit: A Credit Score Q&A Read More »
There are two types of “reaging” with debts. One is legal, the other isn’t. Sometimes a debt can be legally …