Lesson #23 : Top 25 Credit Card Tips
1. Keep Your Credit Utilization Low Don’t max out your line of credit. Carrying high balances in relation to the …
David’s Class Room
Lesson #19: 5 things a debt collector can’t legally do
Debt collectors are not fun to deal with. They may have a naturally intimidating presence, or may simply remind us …
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Lesson #17: How to Clean Up ChexSystems Records
By now, you probably know that you have a credit report and a score. Those reports are generated by one …
Lesson #16 : Why Your Credit Score Is Different Depending On Where You Look?
When you check your credit score, you may be wondering why your credit score is different depending on where you …
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Lesson #15 : Why Did My Credit Score Drop When I Paid Off a Loan?
Paying off a loan can be a big relief—but if you monitor your credit scores, you might be surprised to …
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Lesson #14 : Why shouldn’t you file a dispute online?
There are two basic reasons not to file your dispute for credit reporting errors online. First, there is no paper …
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Lesson #13 : 5 Things to Understand About Credit Before Applying for Cards
Credit cards are one of the easiest and quickest ways to earn points and miles — from sign-up bonuses to …
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Lesson #12 : Credit mix: Diversity helps your credit score
Lenders favor consumers who can handle many different types of credit Want good credit? Responsible use of a single …
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Lesson #11 : Payment history: The most important credit score component
Your history is complex and changing, but it’s all about paying bills on time Paying back your credit card and …
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Lesson #10 : What it Means When a Debt is ‘Written Off’
The most common question we get is one such as this… I had an old debt that I thought was …
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