Looking for those posts that Dave posted in the group you just can’t fine. Well here they are. A one-stop collection of Dave’s Credit Rants in the Credit Warriors Facebook Group. All posts are posted here to allow you to go back and read them.
You make sure your score is good enough to qualify for a home loan, and then the purchase pushes your number down. That drop averages 15 points, although some consumers can see their score slide by as much as 40 points,
The reason behind the potential boost is a change in the way the three major credit rating firms deal with negative credit information, including unpaid bills and debts.
It is very easy to see that more credit cards with balance statement will not cause too much influence. Even if you have been influenced by new accounts reported at the same time, you will only lose several credit scores in total. Certainly, only less than half of credit cards have balance statements in my test.
Everyone must have received some letters from your mailbox, like “You’re pre-selected to XXX card”, and some of you may be recommended to figure out whether you have received an pre-qualified offer on one bank’s website before applying for a card. Most of us are likely to think that application for a card can be guaranteed with one pre-approved card. Is it so easy? Today we will tell you what’s a Pre-approved offer is in great details.