The Fair Credit Reporting Act gives consumers the right to dispute errors on their credit report, but what about when the negative information is accurate? You'll have to take a different approach. Requesting a pay for delete may help you clean up credit mistakes and start improving your credit score
What Is Pay for Delete? Pay for delete is a negotiation strategy you can use to have negative information removed from your credit report. The pay for delete letter is ideal for debts that can't be disputed with the credit bureaus because you actually owe them.
What you'll get:
- A helpful letter that will aid in asking the collection agency to delete collection if it is proven to be accurate.
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